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Issue No.44 Wednesday, August 03, 2005
Published and Distributed FREE Monthly By-
Khalid Osman's Publishing Institution (KOPI)
Copyright©2005 ALL RIGHTS RESERVED





In This Issue of the Wise Biz Marketing Newsletter No.45::

  • Special Invitations

  • Top Wednesday Thought: .....Motivation!

  • Intro/ Publisher Main Spot: Avoid Getting Sick Or Ripped Off Online!

  • Guest Coolest Corner: How To Raise Money For Starting A Business?!

  • The Web Market Place: Where to go shopping (From needles to rockets;-) save money or make money!

  • Resources: Search engines and other HITS Quarters

  • Archives: Our Publications!



Special invitations:

We've so many invitations in this issue decorated specially for you to cover some of your interests.

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* Top Wednesday Thought : .....Motivation!

"Short debts make long friends."

Unknown-Proverb

In French: Les bons comptes font les bons amis!

***********

Wise Biz Marketing 45!

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    Wise Biz Marketing 45 - Publisher Main Spot:
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    Avoid Getting Sick Or Ripped Off Online!


    These are some lines about my experience with the Home Shoppers Club, I wanted to bring your attention to in Wise Biz Marketing 45 too.

    In 2001, I heard about the club, read some good articles and promotionals about it and checked out its potentials.

    Edd Jason of the previously foxlotto, was the person who kept in contact with me for a long time. I started as an associate and began my promotional efforts, using the foxlotto promotion opportunities given to me by Edd. I promoted also through different free and even paid advertisements.

    I've got some other friends from the program and kept in touch with them to learn more about it. I came to know that it's not a MLM opportunity. So, this is why I upgraded to become a Vested Income Partner (VIP).

    This program has its own college online. VIPs make their progress in whatever business they do online, through its "Business Institute". In fact no associate has an access to that institute, untill he upgrades to become a VIP.

    I'd a very rare chance to that institute, while I was an associate, and I am still keeping most of its educational materials.

    This access revealed all the secrets the program uses, even its leads generating secrets.

    I'd convidence through our moto "Team Network Makes The Dreams Work" and "If You Aim To The Stars You'll Never Shoot Yourself On The Foot".

    The ecourses the programs offered previously were completely progressive. They built a lot of pointers, gateway pages and other mini sites to VIPs to promote their club. They had everything any one needs from content to pre-done codes, to take to any free web hosting services, to make a pointer or a gateway page. But you should never reveal anything about the club, while you're using any free web hosting service.

    I even had got some few dollars sent to me, before even having me upgraded to VIP.

    That was happened because I'd some VIPs in my downline, and I simply earned money from their activities. So, "how much this money will increase if I upgrade my membership to become a VIP?" I asked myself.

    I’d given those few bucks to get more evidences about this program, so I upgraded from a free associate to a vested income partner (VIP). I put a lot of efforts on this program since that date.

    I came again across the E-Business Courses in the E-Business Institute to achieve a "Team Leader" level.

    Read more at "Wise Biz Marketing 46" when I publish it online next month and...

    Stay tuned.

    If you want to comment on this part of the article above choose one of the following two links to do so:

    Wise Biz Marketing Newsletter No.45



    To read about some of those online opportunities please login with your password, to this secure page, I've prepared for this purpose at "Wise Biz Marketing 45": Leads Generating! You don't need a login email or a login name.

    If you've forgotten your password, or if you have not got that e-mail with your password yet, please don't hesitate to order it. Just tell me that you've read this call on Wise Biz Marketing 45 and I'll be pleased to re-send it to you.

    To those of you who are "Earthlink", "Peoplepc", and "Mailblocks" clients, please do add my e-mail address, that you've received in your lately sent monthly reminder, to your list of contacts.

    I believe in this area, that only when we do bring you confidence, then you'll see whose credibility and transparency is most welcomed to help you in your online work at home business.

    This works much better with trustworthy sources.

    So, along this journey which involves me for 4-5 years, I'll be your sincere consultant to help you achieve a substantial e-commerce success, which you and other online entrepreneurs can profit from. Please give this call for a free consultation service your kind attention at Free Consulting!

    You'll never regret.

    Enjoy

    Wise Biz Marketing 45
    Publisher and Senior Editor

    Khalid Osman
    --
    Khalid Osman is a journalist and a Webmaster at both:
    Child Book Publishing Ezine! and Ezine Act Politics, Business and Love!




    Wise Biz Marketing 45!

    * Guest Coolest Corner:
    ¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤
    How To Raise Money For Starting A Business?!


    The task of raising money for a business is not as difficult as most people seem to think. This is especially true when you have an idea that can make you and your backers rich. Actually, there's more money available for new business ventures than there are good business ideas.

    A very important rule of the game to learn: Anytime you want to raise money, your first move should be to put together a proper prospectus.

    This prospectus should include a resume of your background, your education, training, experience and any other personal qualities that might be counted as an asset to your potential success. It's also a good idea to list the various loans you've had in the past, what they were for, and your history in paying them off.

    You'll have to explain in detail how the money you want is going to be used. If it's for an existing business, you'll need a profit and loss record for at least the preceding six months, and a plan showing how this additional money will produce greater profits. If it's a new business, you'll have to show your proposed business plan, your marketing research and projected costs, as well as anticipated income figures, with a summary for each year, over at least a three year period.

    It'll be advantageous to you to base your cost estimates high, and your income projections on minimal returns. This will enable you to "ride thru" those extreme "ups and downs" inherent in any beginning business.

    Wise Biz Marketing 45!

    You should also describe what makes your business unique - how it differs from your competition, and the opportunities for expansion or secondary products.

    This prospectus will have to state precisely what you're offering the investor in return for the use of his money. He'll want to know the percentage of interest you're willing to pay, and whether monthly, quarterly or on an annual basis. Are you offering a certain percentage of the profits? A percentage of the business? A seat on your board of directors?

    An investor uses his money to make more money. He wants to make as much as he can, regardless whether it's a short term or long term deal.

    In order to attract him, interest him, and persuade him to "put up" the money you need, you'll not only have to offer him an opportunity for big profits, but you'll have to spell it out in detail, and further, back up your claims with proof from your marketing research.

    Venture investors are usually quite familiar with "high risk" proposals, yet they all want to minimize that risk as much as possible. Therefore, your prospectus should include a listing of your business and personal assets with documentation - usually copies of your tax returns for the past three years or more.

    Your prospective investor may not know anything about you or your business, but if he wants to know, he can pick up his telephone and know everything there is to know within 24 hours.

    Wise Biz Marketing 45!

    The point here is, don't ever try to "con" a potential investor. Be honest with him. Lay all the facts on the table for him. In most cases, if you've got a good idea and you've done your homework properly, an "interested investor" will understand your position and offer more help than you dared to ask.

    When you have your prospectus prepared, know how much money you want, exactly how it will be used, and how you intend to repay it, you're ready to start looking for investors.

    As simple as it seems, one of the easiest ways of raising money is by advertising in a newspaper or a national publication featuring such ads.

    Your ad should state the amount of money you want - always ask for more money than you need so you have room for negotiating. Your ad should also state the type of business involved (to separate the curious from the truly interested), and the kind of return you're promising on the investment.

    Take a page from the party plan merchandisers. Set up a party and invite your friends over. Explain your business plan, the profit potentials, and how much you need.

    Give them each a copy of your prospectus and ask that they pledge a thousand dollars as a non-participating partner in your business. Check with the current tax regulations.

    You may be allowed up to 25 partners in Sub Chapter 5 enterprises, opening the door for anyone to gather a group of friends around himself with something to offer them in return for their assistance in capitalizing his business.

    Wise Biz Marketing 45!

    You can also issue and sell up to $300,000 worth of stock in your company with out going through the Federal Trade Commission. You'll need the help of an attorney to do this, however, and of course a good tax accountant as well wouldn't hurt.

    It's always a good idea to have an attorney and an accountant help you make up your business prospectus. As you explain your plan to them, and ask for their advice, casually ask them if they'd mind letting you know of, or steer your way any potential investors they might happen to meet.

    Do the same with your banker. Give him a copy of your prospectus and ask him if he'd look it over and offer any suggestions for improving it, and of course, let you know of any potential investors.



    In either case, it's always a good idea to let them know you're willing to pay a "finder's fee" if you can be directed to the right investor.

    Professional people such as doctors and dentists are known to have a tendency to join occupational investment groups. The next time you talk with your doctor or dentist, give him a prospectus and explain your plan.

    He may want to invest on his own or perhaps set up an appointment for you to talk with the manager of his investment group. Either way, you win because when you're looking for money, it's essential that you get the word out to as many potential investors as possible.

    Wise Biz Marketing 45!

    Don't overlook the possibilities of the Small Business Investment Companies in your area. Look them up in your telephone book under "Investment Services." These companies exist for the sole purpose of lending money to businesses which they feel have a good chance of making money.

    In many instances, they trade their help for a small interest in your company.

    Many states have Business Development Commissions whose goal is to assist in the establishment and growth of new businesses. Not only do they offer favorable taxes and business expertise, most also offer money or facilities to help a new business get started. Your Chamber of Commerce is the place to check for further information on this idea.

    Industrial banks are usually much more amenable to making business loans than regular banks, so be sure to check out these institutions in your area.

    Insurance companies are prime sources of long term business capital, but each company varies its policies regarding the type of business it will consider. Check your local agent for the name and address of the person to contact.

    It's also quite possible to get the directors of an other company to invest in your business. Look for a company that can benefit from your product or service.

    Also, be sure to check at your public library for available foundation grants. These can be the final answer to all your money needs if your business is perceived to be related to the objectives and activities of the foundation.

    Wise Biz Marketing 45!

    Finally, there's the Money Broker or Finder. These are the people who take your prospectus and circulate it with various known lenders or investors. They always require an up-front or retainer fee, and there's no way they can guarantee to get you the loan or the money you want.

    There are many very good money brokers, and there are some that are not so good. They all take a percentage of the gross amount that's finally procured for your needs.

    The important thing is to check them out fully; find out about the successful loans or investment plans they've arranged, and what kind of investor contacts they have - all of this before you put up any front money or pay any retainer fees.

    There are many ways to raise money - from staging garage sales to selling stocks. Don't make the mistake of thinking that the only place you can find the money you need is through the bank or finance company.

    Start thinking about the idea of inviting investors to share in your business as silent partners. Think about the idea of obtaining financing for a primary business by arranging financing for another business that will support the start-up, establishment and development of the primary business.

    Consider the feasibility of merging with a company that's already organized, and with facilities that are compatible or related to your needs.

    Give some thought to the possibilities of getting the people supplying your production equipment to co-sign the loan you need for start-up capital.

    Wise Biz Marketing 45!

    Remember, there are thousands upon thousands of ways to obtain business start-up capital. This is truly the age of creative financing.

    Disregard the stories you hear of "tight money," and start making phone calls, talking to people, and making appointments to discuss your plans with the people who have money to invest.

    There's more money now than there's ever been for new business investment. The problem is that most beginning "business builders" don't know what to believe or which way to turn for help. They tend to believe the stories of "tight money," and they set aside their plans for a business of their own until a time when start-up money might be easier to find.

    The truth is this: Now is the time to make your move. Now is the time to act. The person with a truly viable business plan, and determination to succeed, will make use of every possible idea that can be imagined. And the ideas I've suggested here should serve as just a few of the unlimited sources of monetary help available and waiting for you!

    We hope the article above is useful and adjustable to your needs and location.

    I hope this article in Wise Biz Marketing 45 is useful!




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    _________________________________

    Well, here we are now at the close of our Wise Biz Marketing 45. We hope it's interesting.

    Yours in Peace,,Love and Global Prosperity

    Sincerely

    Khalid Osman

    Copy Right©2005 Khalid Osman's Publishing Institution (KOPI)
    Call: +45 97471647

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    Wise Biz Marketing 45!

    P.S You may republish any of the articles in our issues in it's full entirety in your e-zine or on your site so long as you leave all links in place, do not modify the content and include our resource box. When you republish any of these articles, please send us a note to take a look. Thanks.

    P.P.S If you thought that you could be making money using these articles instead of just republishing them for our own benefits, click on any link there and join those affiliate programs/or business opportunities. You'll be e-mailed your affiliate/or business opportunity link, so you can substitute it in place of ours.

    This is the best advice we offer at Wise Biz Marketing 45!

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